Tap a day to add income or an expense — once, daily, weekly, monthly or every X days. Drag things around to fix red days. The whole year colors itself: green is safe, amber is thin, red is below zero.
Your data is encrypted on this device with your PIN before it's uploaded — the database only ever sees scrambled text. Works with a free Firebase database you own.
Minimum payments appear on the calendar automatically on their charge day — drag them to change the day.
Tap a day to add or review items. Drag a chip to another day — you'll be asked whether to move just that occurrence or the whole series. Numbers in each cell are your end-of-day balance.
The metrics an advisor looks at first — and what to fix in what order.
Next 90 days from your calendar. Red means below zero.
Every expected movement in and out, with your running balance.
Educational tool, not financial advice. Rules of thumb used: 50/30/20 budgeting, a $1,000 starter emergency fund, debt avalanche/snowball, a 3–6 month emergency fund, and investing ~15% of income. Interest estimated with monthly compounding at APR ÷ 12.